Terms of Service for

Cardholder(s) here in after referred to as the (“User”) of Virtual Credit Card purchased through


This is a legal governing contract between and the User for the provision of services.

By becoming a User you automatically testify to be at least 18 years of age and a legal resident in a country where using such services is not prohibited. User must not be listed on the OFFICE OF FOREIGN ASSET CONTROL (“OFAC”) SPECIALLY DESIGNATED NATIONALS AND BLOCKED PERSONS list. User will be held solely responsible for any liabilities arising from any false claims.


User agrees that is NOT a BANK and does not offer financial services such as loans, credits, depository and or any other banking services. is a provider of eCommerce services such as visa or MasterCard virtual cards to its customers and does not issue actual prepaid cards. Service is provided to the User through a network of different suppliers and source companies eligible to issue prepaid virtual cards to accommodate our Users. provides eCommerce service which enables the User to make purchases over the internet using a prepaid virtual card.


Frequently Asked Questions statements provided in the FAQs section of this website are also part of this agreement.


User understands and accepts that it is strictly Prohibited to make use of service in order to pay for any illegal material as well as illegal downloads or any other goods and services infringing intellectual property rights of a third party and or any illegal purpose or criminal activity of any nature. will report any suspicious account activity to the relevant law enforcement authority. reserves the right to apply at its sole discretion prevention and detection procedures and suspend accounts or refuse the execution of transactions if there are reasonable grounds to suspect that an account is being or may be used for illegal purposes. shall make reasonable efforts to ensure that all transactions are processed in a timely manner. However, makes no representations regarding the amount of time needed to complete processing, nor shall be liable for any actual or consequential damages arising from any claim of delay or use of Services and Contents. Furthermore makes no representations or warranties as to continuous, uninterrupted or secure access to the service, which may be affected by factors outside of control, or may be subject to periodic testing, repair, upgrade or maintenance. shall in no way, and under no circumstances, be liable for any damages or losses, including without limitation, direct, indirect, consequential, special, incidental or punitive damages deemed or alleged to have resulted from or caused by but not limited to the following scenarios:

1. will fully refund or provide valid virtual credit card to User if it has been proven that virtual debit card purchased is not valid within 24hrs of purchase.

2. will refund 100% of the virtual visa card’s balance (processing fee is not included) to User within 30 days after card purchase if there will be no posted transactions for reloadable virtual card only.

3. will not be held responsible if an online merchant, website or company denies or does not accept a prepaid virtual card for any reason.

4. User is fully responsible to keep virtual credit card details safe and secure.

5. is not held responsible for any prepaid virtual cards that have been compromised or stolen except it was proven that the cause is from’s side.
  • Any fraud, deception or misrepresentations by the User, merchant or some unknown entity or person.
  • Any errors or omissions in the website content.
  • The misuse of the web site content or the inability of any person to use the site.
  • Delays, losses, errors, or omissions resulting from failure of any telecommunications or any other data transmission system and the failure of the central computer system or any part thereof.
  • Any results of any acts of Government or Authority, any Act of God or any Natural Disasters. service is limited to providing the User with a payment facility and does not guarantee the quality, safety or legality of the transaction the User is undertaking. will not be liable for any goods or services for which the User pays using this service and will not be liable for any charges, taxes or other duties in relation to such goods or services.

User agrees to release, indemnify, and hold harmless against any claim brought against by any third party resulting from the use of this payment service in respect to any losses, actions, proceedings, claims, damages, expenses or liabilities whatsoever suffered and further incurred by in consequence of the User non observance or breach of these terms and conditions.

Paypal Account limitations in any case will not be our responsibility and not subjected for any refund, as long as your Paypal account got verified our responsibility ends there, but we are willing to help and give you advice on how to resolve your Paypal account limitations.  

So please take time to read our Paypal Tips before proceeding any vcc purchase to avoid Paypal Account problems. Keep your VCC details because that is very important, Paypal may asked your VCC details in the future before you can login/use your Paypal Account.


User agrees that this agreement may be updated, amended or clauses changed without prior notice to the Cardholders.

Updated: February 25, 2015